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The investments discussed in this section do not represent an entire portfolio and, in the aggregate, may only represent a small percentage of a portfolio’s investments.  Each investment discussed has been selected solely to illustrate IOP’s investment approach and has not been selected on the basis of performance or any performance-related criteria.  As such, the objective, consistently applied, nonperformance-based criteria is not intended to represent (or be an indicator of) how the portfolio has or may perform in the future.